Compliance, Financial Crime and Risk

Regulatory recruitment experts

QUICK job search

Filter available jobs by your specialism

Risk and Compliance vacancies

Senior Manager, Business Change & Conduct Group

Salary: £80 - £120K - London

This is an exciting opportunity to work as a Senior Manager within Business Change & Conduct and playing a key role in supporting the development of a BIG 4 company.

This company is one of the world's leading professional service organisations.  From 158 countries, they help clients, some of the most successful organisations on the globe, as well as its most dynamic entrepreneurs and thriving private businesses, to create the value they want.  Our client helps measure, protect and enhance the things that matter to them most.

 

Our client looks for future employees to demostrate the skills and behaviours that support them in delivering their business strategy.  This is important to the work they do for their business and clients.  These skills and behaviours make up the global leadership framework.  These core five attributes are:  whole leadership, technical capabilities, business acumen, global acumen and relationships.

 

Our client offers great opportunities for people with diverse backgrounds and experiences.  They seek to attract and employ the best people from the widest talent pool, as well as those who reflect the diverse nature of our society.  They aim to encourage a culture where people can be themselves and be valued for their strengths.  Creating value through diversity is what makes our client stronger as a business and as an organisation with an increasingly agile workforce, they are open to flexible working arrangements where appropriate.

 

Background

You will be required to understand the Regulatory and Business Landscape and influence change.  You will need to help clients navigate through each new complexity and this is how you will bring value to the clients every day.  The world of Risk and Regulation is changing and you could have the opportunity to join the journey and be part of creating a new and relevant Financial Services Industry.  

Supporting clients with managing non-financial risk and continue to excel in this and strengthening the Financial Services Risk & Regulation practice.  Working with clients across Banking & Capital Markets while they continue to face new challenges given significant shifts in the regulatory and business environment.  The client base consists of loarge global investment banks, mid-tier banks and new start up banks looking for support with regulatory authorisations and set-up.

 

Business Change & Conduct

We are specifically looking for candidates to join their Business Change & Conduct group.  Specialists are self-starting, agile and thrive on bringing past experiences to new and diverse challenges.  They are happy to work as individuals or as part of multi-disciplinary teams to provide hands on, client facing services to the clients in the capital markets area, primarily large global banks, on regulatory change and redmediation, governance risk and controls as well as critical business change.  These services can be in the form of regulatory / consulting advice, implementation support or controls review and recommend reports.  You will be required to work with Front Office, Risk, Operations and Finance functions, often cross-functionally in supporting them with large business and regulatory change programmes and with enhancing their governance, controls and risk frameworks.    Below are some of the types of work you could be involved in:

  • Advice & implementation responding to conduct regulation – regulatory advice, regulatory implementation support, regulatory assurance services e.g. MIFID II, transaction reporting, margin regulation, benchmark regulation etc
  • Governance, risk & control e.g. embedding senior manager regime, front office supervision and control (benchmark, algorithmic trading controls, trader supervision, order execution etc), model risk management, control framework optimisation, compliance risk management and testing, front to back control design and/or remediation, risk and control reporting and MI
  • Supporting the clients with business change e.g. Brexit planning and support
  • Helping banks with their regulatory authorisation and licensing

 

Responsibilities:

  • Leading and contributing to development of new business relationships and business proposals
  • Managing a Banking and Capital Markets client delivery portfolio reporting to the Director/Partner Group
  • Driving and delivering business and regulatory change programmes
  • Leading engagement teams of up to 10 staff
  • Managing and building day-to-day client relationships across a complex network of stakeholders and management structures
  • Managing staff and taking on coaching responsibilities

The role will provide you with experience of working with major banking and capital market clients, where you can demonstrate your understanding of regulatory requirements, governance and controls and approaches to project and programme delivery.

 

Role requirements
Essential skills:

  • 7 yrs+ experience of working within professional services/consulting organisations or banks specifically focussed on regulatory/business change and/or front to back trading governance, risk and controls.
  • Leadership skills with a proven track record of successfully leading significant complex change/client engagements
  • Exceptional client relationship, stakeholder management and inter-personal skills, with a proven track record of dealing and influencing senior stakeholders
  • Good commercial awareness, sound reporting skills and the ability to work under your own initiative
  • Excellent oral and written communication skills (ie report writing)
  • The ability to apply independent judgement during engagements and to support conclusions reached to senior level personnel both internally and externally
  • Very strong attention to detail
  • Strong power-point skills
  • Agility – an interest in working in a dynamic environment and on different types of projects in the capital markets arena

 

Desirable skills:

An ability to work  under pressure within an ambiguous environment



 

 

Like to talk to someone about this job?

For more information contact Jemma Graffin

Senior Consultant, Regulatory Consulting
Phone: 01732 746 668
Email Jemma

Manager, Business Change & Conduct Group

Salary: £50 - £70K - London

This is an exciting opportunity to work as a Manager within Business Change & Conduct and playing a key role in supporting the development of a BIG 4 company.

This company is one of the world's leading professional service organisations.  From 158 countries, they help clients, some of the most successful organisations on the globe, as well as its most dynamic entrepreneurs and thriving private businesses, to create the value they want.  Our client helps measure, protect and enhance the things that matter to them most.

 

Our client looks for future employees to demostrate the skills and behaviours that support them in delivering their business strategy.  This is important to the work they do for their business and clients.  These skills and behaviours make up the global leadership framework.  These core five attributes are:  whole leadership, technical capabilities, business acumen, global acumen and relationships.

 

Our client offers great opportunities for people with diverse backgrounds and experiences.  They seek to attract and employ the best people from the widest talent pool, as well as those who reflect the diverse nature of our society.  They aim to encourage a culture where people can be themselves and be valued for their strengths.  Creating value through diversity is what makes our client stronger as a business and as an organisation with an increasingly agile workforce, they are open to flexible working arrangements where appropriate.

 

Background

You will be required to understand the Regulatory and Business Landscape and influence change.  You will need to help clients navigate through each new complexity and this is how you will bring value to the clients every day.  The world of Risk and Regulation is changing and you could have the opportunity to join the journey and be part of creating a new and relevant Financial Services Industry.  

Supporting clients with managing non-financial risk and continue to excel in this and strengthening the Financial Services Risk & Regulation practice.  Working with clients across Banking & Capital Markets while they continue to face new challenges given significant shifts in the regulatory and business environment.  The client base consists of loarge global investment banks, mid-tier banks and new start up banks looking for support with regulatory authorisations and set-up.

 

Business Change & Conduct

We are specifically looking for candidates to join their Business Change & Conduct group.  Specialists are self-starting, agile and thrive on bringing past experiences to new and diverse challenges.  They are happy to work as individuals or as part of multi-disciplinary teams to provide hands on, client facing services to the clients in the capital markets area, primarily large global banks, on regulatory change and redmediation, governance risk and controls as well as critical business change.  These services can be in the form of regulatory / consulting advice, implementation support or controls review and recommend reports.  You will be required to work with Front Office, Risk, Operations and Finance functions, often cross-functionally in supporting them with large business and regulatory change programmes and with enhancing their governance, controls and risk frameworks.    Below are some of the types of work you could be involved in:

  • Advice & implementation responding to conduct regulation – regulatory advice, regulatory implementation support, regulatory assurance services e.g. MIFID II, transaction reporting, margin regulation, benchmark regulation etc
  • Governance, risk & control e.g. embedding senior manager regime, front office supervision and control (benchmark, algorithmic trading controls, trader supervision, order execution etc), model risk management, control framework optimisation, compliance risk management and testing, front to back control design and/or remediation, risk and control reporting and MI
  • Supporting the clients with business change e.g. Brexit planning and support
  • Helping banks with their regulatory authorisation and licensing

 

Responsibilities:

  • Contributing to development of new business relationships and business proposals
  • Managing a Banking and Capital Markets client delivery portfolio reporting to the Senior Manager Group
  • Delivering business and regulatory change programmes
  • Leading engagement teams of up to 5 staff
  • Managing and building day-to-day client relationships across a network of stakeholders internally and externally
  • Managing staff and taking on coaching responsibilities

The role will provide you with experience of working with major banking and capital market clients, where you can demonstrate your understanding of regulatory requirements, governance and controls and approaches to project and programme delivery.

 

Role requirements
Essential skills:

  • 5 yrs+ experience of working within professional services/consulting organisations or banks specifically focussed on regulatory/business change and/or front to back trading governance, risk and controls.
  • Leadership skills with a proven track record of successfully leading work-streams within change/client engagements
  • Strong client relationship, stakeholder management and inter-personal skills, with a proven track record of dealing and influencing stakeholders
  • Good commercial awareness, sound reporting skills and the ability to work under your own initiative
  • Excellent oral and written communication skills (ie report writing)
  • The ability to apply independent judgement during engagements and to support conclusions reached to senior level personnel both internally and externally
  • Very strong attention to detail
  • Strong power-point skills
  • Agility – an interest in working in a dynamic environment and on different types of projects in the capital markets arena

 

Desirable skills:

An ability to work  under pressure within an ambiguous environment


 

 

 

 

 

Like to talk to someone about this job?

For more information contact Jemma Graffin

Senior Consultant, Regulatory Consulting
Phone: 01732 746 668
Email Jemma

Senior Associate, Business Change & Control Group

Salary: £35 - £50K - London

This is an exciting opportunity to work as a Senior Associate within Business Change & Conduct and playing a key role in supporting the development of a BIG 4 company.

This company is one of the world's leading professional service organisations.  From 158 countries, they help clients, some of the most successful organisations on the globe, as well as its most dynamic entrepreneurs and thriving private businesses, to create the value they want.  Our client helps measure, protect and enhance the things that matter to them most.

 

Our client looks for future employees to demostrate the skills and behaviours that support them in delivering their business strategy.  This is important to the work they do for their business and clients.  These skills and behaviours make up the global leadership framework.  These core five attributes are:  whole leadership, technical capabilities, business acumen, global acumen and relationships.

 

Our client offers great opportunities for people with diverse backgrounds and experiences.  They seek to attract and employ the best people from the widest talent pool, as well as those who reflect the diverse nature of our society.  They aim to encourage a culture where people can be themselves and be valued for their strengths.  Creating value through diversity is what makes our client stronger as a business and as an organisation with an increasingly agile workforce, they are open to flexible working arrangements where appropriate.

 

Background

You will be required to understand the Regulatory and Business Landscape and influence change.  You will need to help clients navigate through each new complexity and this is how you will bring value to the clients every day.  The world of Risk and Regulation is changing and you could have the opportunity to join the journey and be part of creating a new and relevant Financial Services Industry.  

Supporting clients with managing non-financial risk and continue to excel in this and strengthening the Financial Services Risk & Regulation practice.  Working with clients across Banking & Capital Markets while they continue to face new challenges given significant shifts in the regulatory and business environment.  The client base consists of loarge global investment banks, mid-tier banks and new start up banks looking for support with regulatory authorisations and set-up.

 

Business Change & Conduct

We are specifically looking for candidates to join their Business Change & Conduct group.  Specialists are self-starting, agile and thrive on bringing past experiences to new and diverse challenges.  They are happy to work as individuals or as part of multi-disciplinary teams to provide hands on, client facing services to the clients in the capital markets area, primarily large global banks, on regulatory change and redmediation, governance risk and controls as well as critical business change.  These services can be in the form of regulatory / consulting advice, implementation support or controls review and recommend reports.  You will be required to work with Front Office, Risk, Operations and Finance functions, often cross-functionally in supporting them with large business and regulatory change programmes and with enhancing their governance, controls and risk frameworks.    Below are some of the types of work you could be involved in:

  • Advice & implementation responding to conduct regulation – regulatory advice, regulatory implementation support, regulatory assurance services e.g. MIFID II, transaction reporting, margin regulation, benchmark regulation etc
  • Governance, risk & control e.g. embedding senior manager regime, front office supervision and control (benchmark, algorithmic trading controls, trader supervision, order execution etc), model risk management, control framework optimisation, compliance risk management and testing, front to back control design and/or remediation, risk and control reporting and MI
  • Supporting the clients with business change e.g. Brexit planning and support
  • Helping banks with their regulatory authorisation and licensing

 

Responsibilities:

  • Contributing to development of business proposals
  • Supporting on delivery of a Banking and Capital Markets client delivery portfolio reporting to the Manager Group
  • Delivering allocated work-streams on business and regulatory change programmes under the review of a manager
  • Managing and building day-to-day client relationships across a network of stakeholders internally and at clients
  • Managing junior staff and taking on coaching responsibilities


The role will provide you with experience of working with major banking and capital market clients, where you can demonstrate your understanding of regulatory requirements, governance and controls and approaches to project and programme delivery.

 

Role requirements
Essential skills:

  • 3 yrs+ experience of working within established professional services/consulting organisations or banks specifically focussed on regulatory/business change and/or front to back trading governance, risk and controls.
  • A proven track record of successfully supporting work-streams within change/client engagements
  • Strong client relationship, stakeholder management and inter-personal skills, with a good track record of dealing with stakeholders
  • Good commercial awareness, sound reporting skills and the ability to work under your own initiative
  • Strong oral and written communication skills (ie report writing)
  • The ability to apply good judgement during engagements and to support conclusions reached to more senior level personnel both internally and externally
  • Very strong attention to detail
  • Strong power-point skills
  • Agility – an interest in working in a dynamic environment and on different types of projects in the capital markets arena


Desirable skills:

  • Ability to work  under pressure within an ambiguous environment
  • Relevant qualification – ACA, CFA etc

 



 

 

Like to talk to someone about this job?

For more information contact Jemma Graffin

Senior Consultant, Regulatory Consulting
Phone: 01732 746 668
Email Jemma

Prudential Regulation Senior Manager

Salary: £70k - £100K - London

This role is at a Big 4 firm working on their Prudential Regulation projects. The role offers a dynamic place to work, varied opportunities and exposure to top tier firms across financial services.

 

The prudential regulatory regime continues to evolve with developments such as CRDV and 'Basel IV' as well as in recovery and resolution planning, creating continued demands on the Regulatory, Risk and Finance teams in banks and investment firms. 

We are looking for candidates who have detailed regulatory technical knowledge and experience, including the associated technical rules and guidance, in one of the following:

  • Credit, counterparty credit and/or market risk regulatory capital requirements.  This may also include the associated regulatory reporting ( e.g. PRA and COREP returns); or
  • recovery and resolution planning.

As a Senior Manager, you'll work as part of a team of problem solvers and extensive consulting and industry experience, helping clients solve their complex business issues from strategy to execution.  Specific responsibilities are:

  • being a member of and leading teams on large and small engagements - working as part of a prject team on client sites and day-to-day liason with clients
  • identifying the impact of prudential regulatory change
  • working on projects relating to various components of credit, counterparty credit and/or market risk or recovery and resolution planning
  • providing rudential SME technical support to firms going through the authorisations process
  • providing riak analysis and reports.

Technical skills required:

  • detailed understanding of the overall credit and/or counterparty credit risk management lifecycle and associated credit/counterparty credit risk
  • detailed understanding of trading books and market risk requirements
  • deep technical experience and expertise in existing and future regulation
  • hands on experience of IRB, SA-CCR, IMM and VaR
  • good understanding of the Bank Recovery and Resolution Directive

 

Like to talk to someone about this job?

For more information contact Jemma Graffin

Senior Consultant, Regulatory Consulting
Phone: 01732 746 668
Email Jemma

Prudential Regulation - SA/Manager/Senior Manager - Banking & Capital Markets

Salary: £50K - £120K - London

A fantastic opportunity to join the Prudential team of one of the big 4 consultancies. Whilst this is advertised for a Senior Manager, there is also a need for Senior Associate and Manager level candidates for the Prudential team.

A fantastic opportunity to join the Prudential team of one of the big 4 consultancies. Whilst this is advertised for a Senior Manager, there is also a need for Senior Associate and Manager level candidates for the Prudential team.

 

Job Description

The prudential regulatory regime continues to evolve with developments such as CRDV and ‘Basel IV’ as well as in recovery and resolution planning, creating continued demands on the Regulatory, Risk and Finance teams in banks and investment firms. This, coupled with increased supervisory scrutiny over ongoing compliance (e.g. Skilled Persons Reports and the Senior Managers Regime) has presented challenges for firms both for ongoing compliance and also from a more strategic perspective. Firms need technical and practical advice on how to adapt to these changes and assess the impact of the wider prudential reform agenda whilst meeting ‘business as usual’ regulatory expectations.

We are looking for candidates who have detailed regulatory technical knowledge and experience, including the associated technical rules and guidance, in one of the following:

  • Credit, counterparty credit and / or market risk regulatory capital requirements. This may also include the associated regulatory reporting (e.g. PRA and COREP returns); or
  • Recovery and resolution planning.

Responsibilities

As a Senior Manager, you’ll work as part of a team of problem solvers with extensive consulting and industry experience, helping our clients solve their complex business issues from strategy to execution. Specific responsibilities include but are not limited to:

  • Being a member of and leading teams on large and small engagements - working as part of a project team on client sites and day-to-day liaison with clients
  • Identifying the impact of prudential regulatory change and supporting clients to adapt to the challenges a new regulatory landscape presents
  • Working on projects relating to various components of credit, counterparty credit and/or market risk or recovery and resolution planning including regulatory reporting and associated governance and controls, risk management frameworks, policies and procedures, risk measurement, monitoring and reporting
  • Providing prudential SME technical support to firms going through the authorisation process by preparing and/or reviewing and challenging prudential risk information
  • Preparing regulatory analysis and reports
  • Supporting reviews of clients’ compliance with credit, counterparty credit and/or market risk requirements, including associated regulatory reporting, or recovery and resolution planning requirements
  • Supporting senior team members through the development of marketing and sales activities
  • Relationship building and networking with clients and internally
  • Providing input to the debate on development and application of regulation

Essential skills

The essential skills we are looking for are:

  • Educated to degree level.
  • Strong written and verbal communication skills.
  • Good numerical skills.
  • Knowledge and experience of at least one of retail, commercial, wholesale and/or investment banking sectors.
  • At least eight to ten years’ experience in financial services prudential requirements. Candidates with lesser experience will be considered at the Manager level.
  • Strong relationship management skills as well as experience in project management and/or managing teams.
  • Experience of problem solving and being able to implement and deliver solutions tailored to a client’s needs.

The technical skills we are looking for are specific to credit, counterparty credit and/or market risk and recovery and resolution planning. We need individuals with skills in a combination of the following:

  • Detailed understanding of the overall credit and/or counterparty credit risk management lifecycle and associated credit/counterparty credit risk and the policies, procedures and strategies employed to manage this risk.
  • Detailed understanding of trading books and market risk requirements and the policies, procedures and strategies to manage this risk.
  • Deep technical experience and expertise in existing and future regulation in relation to credit, counterparty credit and/or market risk
  • Hands-on experience of IRB, SA-CCR, IMM and VaR
  • Practical experience of the application of the credit, counterparty credit and/or market risk
  • Good understanding of credit and market risk modelling, stress testing and IFRS 9
  • Good understanding of the Bank Recovery and Resolution Directive, the applicable Regulatory Technical Standards, and as implemented in the UK.

 

 

Like to talk to someone about this job?

For more information contact Jack Hitching

Consultant, Compliance and Financial Crime
Phone: 01732 746 668
Email Jack

Compliance/Financial Crime Consultant - Bermuda Relocation Opportunity - Assistant Manager/Manager

Salary: £60k - £75K - Bermuda

A great opportunity for a change of lifestyle with the opportunity to move to Bermuda including a relocation package.

This is a great opportunity for a change of lifestyle with the opportunity to move to Bermuda including a relocation package that can be discussed. Our client is looking for individuals who take deep, personal accountability for their work; have a passion for excellence; remain driven to achieve their full potential; and understand the value of building relationships with clients, future clients, their communities, the global firm and each other. People who have a strong work ethic, thrives on challenges, and is dedicated to providing outstanding client services.

The Client in Bermuda serves an international client base. The Advisory team can help businesses address the most complex challenges by drawing on resources and skills across its global network. They are looking for an Assistant Manager, and Manager to support in maintaining their reputation as a leader in Advisory services both in Bermuda and globally.

 

Our clients Advisory team are looking for someone with experience and a proven track record in Risk Consulting, including, but not limited to managing a diverse portfolio of engagements and working with multi-disciplinary teams to deliver the following services:

•Regulatory compliance;
•Regulatory remediation; and
•Regulatory assurance engagements.

Candidates must have the following qualifications, skills and attributes:
•A Bachelor’s degree or above;
•A minimum of three (Assistant Manager), four (Manager), years of regulatory compliance and/or risk consulting services experience preferably in an advisory business;
•Proven ability to manage the full life-cycle of compliance related projects;
•Excellent project management and organizational skills are essential and experience in leading, and working with senior management on complex engagements;
•Candidates must have strong presentation skills as the role requires regular internal and external presentations to be delivered as well as a proven ability to competently discuss related matters with clients;
•Preferably knowledge of AML/ATF, Sanctions, FATCA and Common Reporting Standard legal and regulatory requirements;
•A professional qualification in a relevant discipline would be preferred;
•Excellent client relationship skills are essential;
•Excellent business development skills (Manager level);
•Exceptional people skills with the ability to work well with staff of all levels; for the Assistant Manager and Manager level, this includes the ability to coach and develop team members;
•First class written and oral communication skills; for the Assistant Manager and Manager level, this includes the ability to produce and review complex financial reports and proposals;
•A self-motivated individual with the ability to multi-task on a daily basis and maintain high levels of drive and resilience;
•Be a strong team player; for the Assistant Manager and Manager level, this includes a proven ability to work effectively with senior management, ideally on complex cross border engagements with multi-jurisdictional teams;
•A high degree of competence in Microsoft Word, Excel, PowerPoint and Outlook is required;
•A willingness and capacity to work overtime at short notice is essential as this is a highly demanding environment with very tight report deadlines; and
•Must be a mature, self-motivated individual who is well organised,

 

 

Like to talk to someone about this job?

For more information contact Duncan Tout

Trainee Recruitment Consultant
Phone: 01732 746 668
Email Duncan

Compliance Generalist

Salary: £60K - London

This role will be to work with a relatively small Investment Bank based in Canary Wharf. The compliance team is 4 people strong and the head of compliance requires a compliance generalist covering Trade Surveillance, Markets Advisory, MiFID II Reports and Desk Reviews. This would be a fantastic opportunity for someone who feels thier role is a little siloed.

MAIN RESPONSIBILITIES:

UK Capital Markets Compliance

Advisory:

  • Provide compliance advice and support the fixed income / equities sales and trading businesses, covering areas such as Exchange listed trading, operational trade research, Trade and Transaction Reporting, market conduct issues; research restrictions, and the management of conflicts in conjunction with the Control Group;
  • Provide compliance input into business development projects, from the introduction of new system infrastructure to new product/jurisdiction business initiatives;
  • Involvement in wider Equities Compliance projects and issues across the equities product group and investment banking and finance;

Reviews:

  • Assisting with thematic desk reviews;
  • Resolution of Exchange, regulatory and internal investigations and enquiries;
  • Key tasks:  Input of data into the surveillance model; investigation of identified issues; review of targeted business areas/practices against internal procedures and external regulatory framework; production of review reports identifying issues and proposing remedial action;

Surveillance and Best Execution:

  • Daily communications and transaction surveillance duties;
  • Ongoing technical development of the conduct risk, market abuse and best execution frameworks.

 

Like to talk to someone about this job?

For more information contact Jake Wyatt

Associate Director. Recruitment
Phone: 01732 746 668
Email Jake

Payments Compliance - Fin Tech

Salary: £70 - £100K - London

We’re looking for a Regulatory Compliance Manager within the London office to build on our product expertise on credit and payment services within Regulatory Compliance. This will relate to the existing services provided to users as well as those we intend to develop in the near future. This is a great opportunity to be a part of a rapidly growing fintech firm that focuses on prepaid FX cards and are offering shares as well as a base salary.


WHAT YOU’LL BE DOING

- Validating the global policies and procedures for credit and payment services products across the firm

- Working closely with regional Regulatory Compliance Managers to address any differences in the global policies and procedures and regional requirements

- Working closely with the product teams to build a product that delivers a great user experience whilst also ensuring we meet regulatory requirements and deliver good outcomes for customers/markets

- Ensuring risk management processes for credit and payment services products are robust and occur in a timely manner Identifying regulatory challenges and changes relating to credit and payment services products to ensure these are addressed/implemented in good time

- Liaising with key internal (e.g. Legal, Risk, MLRO etc) and external (e.g. Regulators, advisors, vendors, partners etc) stakeholders as required

 

 WHAT SKILLS YOU’LL NEED

- Strong analytical, communication and interpersonal skills

- Fluent in English

- 1-3 years experience of conduct risk management 

 

WHAT SKILLS ARE PREFERRED

- Experience of conduct risk management within a consultancy, compliance function or a regulator

- Knowledge and experience of the regulatory requirements relating to payment services (e.g. COBs, BCOBs, PSRs) and unsecured lending (e.g. CONC, CCA) and a willingness and passion to develop knowledge and expertise in other retail banking products

 

 

Like to talk to someone about this job?

For more information contact Duncan Tout

Trainee Recruitment Consultant
Phone: 01732 746 668
Email Duncan

Head of Compliance and MLRO - Lending

Salary: £120K - £140K - London

This is a fantastic opportunity to join a growing FinTech platform that enables financing for international postgraduate students at the world’s best universities, whilst delivering competitive financial and social returns to alumni, institutional and private investors. The role is perfect for an experienced Head of Compliance who wants to supercharge their career by experiencing first-hand what it is like to be part of an energetic, extremely fast growing company.

What you will do in the role                                               

As the Head of Compliance, you will be applying the UK regulatory standards required by the Financial Conduct Authority (FCA), together with an awareness of the regulatory environment in the many jurisdictions in which we operate across the world.  You will be exposed to various areas of the business in the UK and around the world and be at the forefront of fostering a high compliance culture. This position will see you taking responsibility for ensuring we meet with rigorous regulatory compliance standards, whilst maintaining and supporting our ambitious international growth plans.

This FinTech comprises 2 distinct businesses which require different and specific compliance knowledge and practice:

  • A lending business which extends student loans on behalf of debt investors
  • An investment distribution business, an appointed representative of an external principal firm, that places bond investments to savvy, HNW individuals across Europe and very soon the USA 

Your responsibility is to ensure that both businesses have effective systems, procedures and controls for compliance with requirements and standards under the UK and other foreign regulatory systems as required such as the FCA handbook, MIFID 2, CCA.

Specific responsibilities include:

Compliance Officer Function (CF10)

  • Ensuring that the business has effective systems, procedures and controls for compliance with requirements and standards under the regulatory system, including risk management, financial promotions, client categorisation, anti-money laundering and data protection
  • Identifying gaps in compliance and address those by implementing systems, procedures and controls and working with business systems to implement them
  • Assisting with the compliance risk assessment process ensuring that the regulatory risks are appropriately identified and assessed
  • Providing internal training on regulatory topics in order for the business to keep abreast of regulatory issues and to enhance individual ownership of risk and fiduciary responsibilities
  • Maintaining effective relationships with the FCA, principal firms and other regulatory bodies ensuring rigorous compliance with ongoing reporting obligations
  • Maintenance of documented and effective compliance procedures consistent with internal standards, business goals and attitude to risk
  • Monitoring the performance of the Compliance Programme and related activities on a continuing basis, taking appropriate steps to improve its effectiveness
  • Providing reports on a regular basis, and as directed or requested, keep senior management informed of the operation and progress of compliance efforts
  • Implementing a compliance culture and effective company systems and controls to ensure regulatory compliance

MLRO Function (CF11)

  • Acting as the nominated Money Laundering Reporting Officer and discharging the duties in accordance with local regulatory and internal requirements and obligations
  • To conduct an annual risk assessment relating to financial crime and incorporate conclusions into current policies and requirements
  • To agree with management remediation plans for all incidence of non-compliance with policy/procedure and follow up implementation on a timely basis escalating to the Board as necessary
  • To make practical and acceptable recommendations where systems and procedures are in need of enhancing to counter the risk of financial crime
  • To draft the annual MLRO report for the Board
  • To review and investigate suspicious activity reports and submit reports as a Nominated Person, where needed, to the NCA
  • To maintain the Country Risk Profile that assesses potential territorial exposures to money laundering and terrorist financing

 

Like to talk to someone about this job?

For more information contact Jack Hitching

Consultant, Compliance and Financial Crime
Phone: 01732 746 668
Email Jack

Personal Focused Transparent
powered by blue spark*